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The start of 2018 has been an eventful time in the world of the stock market. After hitting highs at the end of January, both the Dow Jones and Standard & Poor’s 500 saw a considerable drop at the start of February, a fall from which the markets have now mostly recovered. At the time, however, this was reported as a ‘market correction’ by most media outlets. But what exactly does a correction mean in this context? Continue reading →
With markets around the world continuing to prove unpredictable as momentous financial and political events continue to unfold, it’s perhaps not a surprise that investors are increasingly concerned about when the ‘best time’ for them to invest might be. Many of these people will decide to hold off on making an investment, choosing to keep their money out of the markets in order to see what happens. Continue reading →
July got off to the best possible start when Janet Yellen, Chair of the US Federal Reserve, announced that there would be no more financial crises “in our lifetime.” Speaking on a trip to London, she said that the reforms of the banking system since the 2007 to 2009 crash had “minimised the risk of a similar disaster happening again.” Phew, that’s alright then. And if you’re reading this commentary, Ms Yellen, just skip over the bit about Italy… Continue reading →
The papers seem to be full of pundits predicting that “the end is nigh” for stock market valuations at their current level. And if, or when this happens, no doubt there will be a few people proclaiming that they saw it all coming. But the so called melt down that pundits are talking about if it did happen, and it is still an ‘if’ whilst this would hurt, you have to remember that history tells us that this is probably a rare event, in fact a very rare event. The question I would ask anybody is does it actually matter? If you are investing money into the financial markets it should be medium to long term funds anyway. Of course we would all love to be able to ‘get into the markets’ just after a crash, and maybe get out just before one. In reality this isn’t going to happen. That’s because nobody really knows, honestly, even the Mail and the Express.
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